About 3 months ago I signed up at OptOutPrescreen.com to stop receiving offers of 
credit. The offers kept coming.
Today I flipped upon receiving 4 credit card offers in one day (2 were duplicates; I guess they wanted to make sure I got them).
That’s when I checked the fine print on the OptOutPrescreen’s FAQ:
"While your name will be removed from the lists that Equifax, Experian, Innovis and TransUnion provide to businesses for the purpose of making you a firm offer of credit or insurance, you may continue to receive offers from sources that do not use Consumer Credit Reporting Companies to compile their lists."
Other ways you can be removed from credit card mailing lists:
- Contact the companies directly: Generally if you click the Privacy Policy link at the bottom of the financial institution’s website, you can get to info on how to opt out of receiving credit card and other marketing mailings. In the case of cobranded airline/bank cards, I would start by opting out with the airline.
- Sign up for the Direct Marketing Association’s opt-out service. This service opts you out of mailings from DMA members. Most large companies would be members of the DMA. Here are the ways you can opt out.
It’s time consuming. It’s frustrating. But in the long run you spend less time shredding and reduce your chance of mail being stolen, that can lead to identity fraud.
P.S. Two former tenants of my house received the same offers. I’m quite sure I have offers going to old addresses.
If you’ve moved a lot make sure to get your free annual credit reports and/or invest in an ongoing credit monitoring service to be alerted if anything fishy is going on.
Minder geld uitgeven en toch lekker leven
Minder consumeren en bewust minder geld uitgeven. Je doet je bankrekening én het millieu er een groot plezier mee
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I just send the information back with a note marked “Please take me off your mailing list” right on the form. I get almost no mailings any more. Someone else at work tried it and he said it worked for him as well.
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