I have on access scanning enabled and it's taking up 97% cpu resources by scanning files in

about 20 of these folders.
x86_Microsoft.VC80.CRT_1fc8b3b9a1e18e3b_8.0.50727. 1433_x-ww_5cf844d2

I Disabled the
C:\WINDOWS\WinSxS\ folder in Scan Targets but it didn't help and Idon't think those options apply to on Access Scanning?
Anyway, is there a way I can configure what's scanned in on access scanning.
If i disable on access scanning would a
virus in memory still be detected?
I'm running Windows SP 95 Home Edition and Zone Alarm Security Suite 7.0.483

Operating System:Windows XP Home Edition
Software Version:7.0
Product Name:ZoneAlarm Internet Security Suite