Seems to have fixed the most pressing issue...constant HDD activity. In resource manager, BACKUP.RDB accesses the disk, but then seems to finish. It is not constantly writing as I think it did before. Hear less HD writing as well, as hoped.
The issue of forgeting settings seems to happen whenever I do Windows updates...the jury is still out on that one. I keep my settings backed up often and restore when needed.
The problem where browser Security does not scan downloads still persists. I will turn it off, disable add-ons and hope they fix it next release.