I have the latest version of ZA + AV Free:
Antivirus-signature-DAT-fileversion: 1091874944
Webidentity-version: 1.5.395.0

So, I'm using a limited account for internet browsing, as recommended.
ZA seems to work fine and shows all protection is up
BUT it fails to scan files while being downloaded although On-Access is activated.
As this happened first I decided to re-install ZA and noticed that there was a recent product update which my ZA didn't show me.
So I installed ZA again and now On-Access seemed to work. But after I switched between the accounts, it stopped scanning the files again. Now it didn't scan on both accounts.
Is it possible that on-access didn't work if more accounts are active ?
Is there a solution for this problem ?